W | Wulf Collaboration
Areas Incentives table Coldwell Banker Realty 614-483-2044

1 community  |  From $380K

New construction in

Baltimore

Baltimore is a canal-era village in northern Fairfield County, where SR 256 and SR 158 cross on their way to I-70, Pickerington and Lancaster. It began as two rival villages dedicated a day apart in 1825, New Market and Basil, that finally joined under the Baltimore name in the 1940s.

Search Baltimore new homesGet my hand-picked list

The Hanaway Covered Bridge in Fairfield County. Photo: Nyttend, Public domain

01   Featured communities

Where to start in Baltimore

There is 1 new home community in and around Baltimore in this guide. Here's where I'd start, for the homes available now and what the builder is offering. Every one is in the search below.

D.R. Horton

Liberty Ridge

From $379,990

Single-family homes  |  3 to 5 beds  |  2 to 3 baths  |  1,500 to 2,904 sq ft

Ask me what D.R. Horton is offering this month.

Pond, tot lot, walking paths, smart home system.

Community details

02   The place

Getting to know Baltimore

Baltimore sits in southeastern Liberty Township in northern Fairfield County. SR 256 (Market Street) and SR 158 (Main Street) cross in the village. SR 256 runs northwest to I-70 at Pickerington and on to Reynoldsburg, and SR 158 runs north to I-70 at Kirkersville and south to Lancaster.

School districts serving Baltimore: Liberty Union-Thurston Local School District.

  • Two villages were dedicated a day apart in March 1825, New Market on the east end and Basil on the west, as the Ohio & Erie Canal was being built through the area. New Market was incorporated as Baltimore in 1833, and the two sides finally consolidated under the Baltimore name between 1945 and 1947.
  • The three-story Italianate Town Hall, begun in 1905, holds the village offices on the first floor and the Victoria Opera House, a theater with a balcony, upstairs. The Baltimore Downtown Restoration Committee, founded in 2007, has leased and restored the opera house since 2013, and the Baltimore Community Museum is at 209 East Market Street.
  • Johnson Park on Summers Choice Drive has the village pool, four softball fields, two basketball courts and a one-mile walking loop, and a 2024 state grant is helping it expand. Alt Park adds four baseball diamonds, soccer fields and a 1.25-mile loop, and Fairfield County's Smeck Park, more than 75 acres on Basil Road, has trails along Walnut Creek.
  • The Baltimore Festival fills Johnson Park each August with live entertainment, rides, food and pageants. The village celebrated its 200th birthday in 2025, and it became a Tree City USA in 2011.
  • Buckeye Lake, the 3,100-acre state park lake close to the village, began as a canal feeder reservoir built from 1826 to 1830, and its Fairfield Beach sits on the south shore. Diley Ridge Medical Center in Canal Winchester serves northern Fairfield County with a 24-hour emergency room, and Fairfield Medical Center is in Lancaster.
1
Communities
1
Builders
$380K
Starting from
0
Move-in ready homes listed

Around Baltimore

Life in and around Baltimore

The parks, local favorites and everyday stops close to the new home communities here. When you tour with me, I'll point out how each community connects to them.

Buckeye Lake at sunset
Buckeye Lake at sunset. Photo: Ibagli, Public domain

Parks and trails

  • Johnson ParkThe village's main park at 220 Summers Choice Drive, with the swimming pool, a rentable shelter house, four softball fields, two full-size basketball courts, a one-mile walking loop and a playground. It's also home to the Baltimore Festival.
  • Alt ParkA ballpark and walking park at 1101 North Romulus Street with four baseball diamonds, a concession stand, soccer and football practice fields, a 1.25-mile walking loop and a playground.
  • Basil ParkA neighborhood park at 211 North High Street with a shelter house, a full-size basketball court, a playground and picnic tables.
  • Smeck ParkA Fairfield County park of more than 75 acres at 7395 Basil Road, open dawn to dusk. The 1.5-mile Paw Paw Trail and the Walnut Creek Trail form a two-mile loop, and the 1-mile Goldenrod Trail crosses a goldenrod prairie.
  • Buckeye Lake State ParkClose to the village, the 3,100-acre lake allows unlimited-horsepower boating and has two swimming beaches, including Fairfield Beach on the south side with its own boat ramp, plus fishing for perch, bluegill, crappie, bass and catfish.

Local favorites

  • VenueVictoria Opera HouseThe upstairs theater in the 1905 Town Hall, with a balcony and frescoes by George Siegfried. It ran as a movie house until the early 1960s and is being restored by the Baltimore Downtown Restoration Committee, which meets there monthly.
  • AttractionBaltimore Community MuseumA local history museum at 209 East Market Street, joined with the historic Griley House, with recreated rooms that include a grocery store, a parlor and dentist's and doctor's offices.
  • RestaurantBaltimore Pint HouseA downtown restaurant in a historic bank building at 108 N. Main Street, known for its burgers, with craft beer on tap and patio seating, open daily.
  • CoffeeJuniper & Ivy CoffeehouseA coffee shop at 200 North Main Street open from early morning to mid-afternoon, with a new menu of seasonal drinks every month.
  • RestaurantChoo Choo's PizzaA pizza shop at 949 S. Main Street with pizza, subs, wings, salads and desserts for dine-in, pickup or delivery.
  • EventThe Baltimore FestivalThe village's annual August festival at Johnson Park, with live entertainment, rides, food and pageants.

Everyday

School districts

District lines don't always follow city limits. Confirm the district for a specific homesite with the district or the county auditor, and I'll check it for any home you like.

How Baltimore compares

Baltimore next to the other 34 places in this guide

Out of the 35 places with their own page here, Baltimore ranks #27 for new home communities, #33 for move-in ready homes, #27 for builders to compare and #25 for the lowest starting price. It all comes from the communities in this guide, so it moves as builders open and sell out.

#27
Communities (of 35)
#33
Move-in ready homes
#27
Builders to compare
#25
Lowest starting price
Compare every area side by side

03   The incentives

What builders in Baltimore are offering

Builder by builder, the money on the table in and around Baltimore right now. Offers change often and most come with the builder's affiliated lender, so I confirm what applies before you sign.

BuilderCommunities hereClosing cost helpFlex cash and designPrice reductionsRate buydowns
D.R. HortonLiberty RidgeAsk meAsk meAsk meAsk me

Offers as shown on each builder's website, checked October 22, 2026. Amounts are the largest published for that builder's communities here and apply to select homes and dates.

See Baltimore in the incentives table

Every community in and around Baltimore, offer by offer, with rate programs and their APRs.

05   Every community

The Baltimore community in this guide

D.R. Horton

Liberty Ridge

From $379,990

3 to 5 beds  |  2 to 3 baths  |  1,500 to 2,904 sq ft

Floor plans, homes and offers

06   The payment

What's a comfortable monthly payment for you?

Start with the payment that feels right, or with a home price, and see the whole picture: principal and interest, taxes, insurance, mortgage insurance and HOA dues. Then see how a builder's rate buydown changes the first years.

$
Loan type
Down payment
%
Loan term

Rate starts at the Freddie Mac weekly average for a 30-year fixed loan, 7.40% (15-year: 6.71%), as of October 15, 2026. It's a reference point, not a quote. Change it to anything you like.

Taxes, insurance and HOA
%
$
$
%

Starting values: Franklin County's median effective property tax rate, 1.69% (Ownwell, April 2026; Delaware, Union, Madison, Fairfield and Licking counties differ). Ohio's average home insurance premium for $400,000 of dwelling coverage, $2,080 a year (NerdWallet, March 2026). Private mortgage insurance usually runs $30 to $70 a month per $100,000 borrowed (Freddie Mac), so 0.60% sits in the middle. FHA uses 0.55% a year plus a 1.75% upfront premium added to the loan (HUD). Add the community's HOA dues when you know them.

Homes up to about

$0

How a builder buydown works

Lower payments in the first years

With a temporary buydown, the builder pays money up front so your rate starts lower and steps up to the full rate. A 2-1 buydown starts two points lower in year one and one point lower in year two. A 1-0 buydown is one point lower for the first year. Here's what it does on the loan above.

YearRatePrincipal and interest

Payment options

Ways to buy at this price

The same home, four ways to finance it. More down means a smaller loan and, at 20%, no private mortgage insurance.

OptionDown paymentEst. monthly

For illustration only. These are estimates from the numbers you enter, not a loan estimate, a quote, an advertisement of credit terms or an offer to lend. Your rate, APR and payment depend on your credit, loan program, down payment, lender fees and the property, and taxes and insurance vary by home and county. The Wulf Collaboration and Coldwell Banker Realty are not lenders. Talk with a licensed lender before you decide.

Before you visit a model home

The builder's team works for the builder

The sales team in the model is great at what they do, and their job is to sell the builder's homes. Having your own agent costs you nothing extra in most cases, and it puts someone on your side for the decisions that matter most.

Tell me before your first visit.

Most builders need your agent with you, or registered, at your first visit to the community. If you walk in on your own first, it can be hard to bring an agent in later. A quick text to 614-483-2044 before you go is all it takes.

  1. Register you at the first visit

    I set up the appointment, come with you, and make sure you're on record as my client.

  2. Compare communities and homesites

    Homesite premiums, which way the home faces, what's planned next door, HOA dues and what they cover.

  3. Work the builder's offer

    Closing cost help, design credits, rate buydowns. I know what each builder is offering this month and what's worth asking for.

  4. Review the builder's contract

    Builder contracts are written by the builder. We go through deposits, timelines, and what happens if dates move.

  5. Inspect during construction

    An independent inspector before drywall and again before closing, so problems get fixed while they're easy to fix.

  6. Walk the punch list with you

    The final walkthrough, then the warranty list before your first year is up.

A recent client

She walked into closing on a brand-new home for less than $5,000

She wanted a brand-new home and needed down payment assistance to get there. We got her approved for an Ohio down payment assistance program that works on new construction, negotiated $7,000 of her closing costs covered, and she walked into closing owning a brand-new home for less than $5,000.

The home
Brand-new construction
Down payment assistance
Approved
Closing costs covered
$7,000
Brought to closing
Less than $5,000

One client's experience. Every buyer's situation, program eligibility and builder offer is different, and nothing here is a promise of a specific result.

New homes in Baltimore

Tell me what you are looking for

I'll send you a hand-picked list of new homes in and around Baltimore with current prices and what each builder is offering, and I'll reach out personally.

Rather talk first? Call or text 614-483-2044 Or book 30 minutes on my calendar
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Questions

New construction questions, answered

How many new construction communities are in Baltimore, Ohio?

This guide lists 1 new home community in and around Baltimore from 1 builder: D.R. Horton. Each one has its own page with floor plans, move-in ready homes and current builder offers.

What do new construction homes in Baltimore start at?

Published starting prices in and around Baltimore begin at $379,990, as listed on the builders' websites and checked October 22, 2026. Prices change with each release and homesite, so I confirm the current number before you tour.

What school districts serve Baltimore?

Baltimore is served by Liberty Union-Thurston Local School District. District lines don't always follow city limits, so confirm the district for a specific homesite with the district or the county auditor.

Should I bring my own agent to a new construction model in Baltimore?

You can, and it's worth doing. The onsite sales team works for the builder. I work for you, from comparing communities to negotiating and the final walkthrough. Most builders need your agent registered at or before your first visit, so reach out before you tour.

Other places to start

ReynoldsburgPickeringtonGrove CityHilliardGallowayDublinPlain CityDelawareLewis CenterPowellSunburyCanal WinchesterPataskalaWestervilleMarysvilleNew AlbanyColumbusGalenaEtnaNewarkLondonCommercial PointSouth BloomfieldAshvilleCirclevilleGroveportWorthingtonBlacklickWest JeffersonLockbourneLithopolisHebronBuckeye LakeHeathAll of Central Ohio
A vaulted great room with wood beams, a chandelier and a wall of glass to the back patio

Representative photo

Model home visits

See it in person, with me

Pick a community and a day. I'll set up the visit with the builder, meet you there and make sure you're registered as my client from the first step through the door.

Tour a model with me Call 614-483-2044
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