| M/I Homes | 2-1 buydown, FHA 30-year fixed | 3.25% year 1, 4.25% year 2, 5.25% years 3 to 30 | 5.821% | Select move-in ready homes. New contracts Oct 12 to Nov 8, 2026, closing by Dec 31, 2026, through M/I Financial, LLC. APR example: $535,000 price, 3.5% down, 640 credit score. |
| M/I Homes | 2-1 buydown, conventional 30-year fixed | 3.875% year 1, 4.875% year 2, 5.875% years 3 to 30 | 6.131% | Same homes and dates. APR example: $535,000 price, 10% down, 720 credit score, mortgage insurance included. |
| M/I Homes | 7/6 ARM, conventional | 4.875% for 7 years, then adjusts every 6 months | 5.316% | Select homes. New contracts Oct 12 to Nov 8, 2026, closing by Nov 30, 2026. APR example: 10% down, 720 credit score. The rate and APR can increase after the fixed period. |
| M/I Homes | Long-term rate lock, conventional 30-year fixed | 6.25% | 6.516% | Select move-in ready homes closing Jan 4 to May 28, 2027. New contracts Oct 12 to Nov 8, 2026. A 1% lock deposit is due at application, with a float-down if rates drop. |
| Pulte Homes | First-year rate, FHA 30-year fixed | 3.99% first year | 6.157% | Certain move-in ready homes at 11 Columbus communities. Contract on or after Oct 7, 2026 and close by Dec 31, 2026. Pulte's community pages don't show the APR example or the rate after year one; I'll get both for you. |
| Pulte Homes | First-year rate, FHA 30-year fixed, Sugar Farms Summit Collection | 3.25% first year | 5.984% | Certain Summit Collection move-in ready homes at Sugar Farms. Contract on or after Sep 17, 2026 and close by Dec 31, 2026. |
| Pulte Homes | 2-1 buydown, conventional 30-year fixed | 3.75% year 1, 4.75% year 2, 5.75% years 3 to 30 | 5.913% | Through Pulte Mortgage. Pulte's example: $500,000 price, 10% down, $9,849 buydown fee, 760 credit score. Lock and close by Dec 31, 2026. May vary by community. |
| Pulte Homes | 7/6 ARM, conventional | 4.75% for 7 years, then adjusts every 6 months | 5.772% | Through Pulte Mortgage. Pulte's example: $500,000 price, 10% down, 760 credit score. Lock and close by Dec 31, 2026. The rate and APR can increase after the fixed period. |
| Del Webb | 7/6 ARM, conventional | 4.50% for 7 years, then adjusts every 6 months | 5.579% | Published on Del Webb's Columbus page through Pulte Mortgage, locked and closed by Feb 28, 2027. Example: $500,000 price, 10% down, 760 credit score. I confirm it applies to Explore homes before you sign. The rate can increase after year 7. |
| Fischer Homes | 5/1 ARM, FHA 30-year | 4.99% for the first 5 years | 6.599% | Select move-in ready homes that can close by Nov 30, 2026, through Victory Mortgage, while the lender's allocation lasts. Example: 3.5% down, 680 credit score. The rate can increase after year 5. |
| Rockford Homes | 7/6 ARM with a lock of up to 12 months | 5.125% for 7 years, then adjusts every 6 months | 6.416% | New to-be-built homes with more than $50,000 in options, offered instead of the $25,000 Flex Cash, through a Rockford preferred lender, for a limited time. Rockford's example: $650,000 price, 20% down, 760 credit score. The rate can increase after year 7. |
| Maronda Homes | 5/1 ARM, FHA 30-year, select move-in ready homes | 4.99% starting rate | 5.760% | Tagged on select move-in ready homes at Autumn Grove, Walker Pointe and The Oaks, through Maronda's affiliated lender, RMC Home Mortgage. Maronda's example: 3.5% down, 640 credit score. No end date published. The rate can increase after year 5. |
| Ryan Homes | 3/1 ARM, FHA, rate bought down at a cost of 3.125% of the loan | 5.5% for 3 years | 6.100% | Ryan's financing example at Rutherford Acres through NVR Mortgage: $389,990 price, 3.5% down, 60-day lock. The 5.5% rate costs 3.125% of the loan amount, and the rate can increase after year 3. |
| Ryan Homes | 3/1 ARM, FHA, rate bought down at a cost of 3.125% of the loan | 5.5% for 3 years | 6.112% | Ryan's financing example at Davidson Towns through NVR Mortgage: $316,990 price, 3.5% down, 60-day lock. The 5.5% rate costs 3.125% of the loan amount, and the rate can increase after year 3. |
| Ryan Homes | 3/1 ARM, FHA, rate bought down at a cost of 3.375% of the loan | 5.99% for 3 years | 6.649% | Ryan's financing example at Addison Farms Townhomes through NVR Mortgage: $282,990 price, 3.5% down, 60-day lock. The 5.99% rate costs 3.375% of the loan amount, and the rate can increase after year 3. |
| Ryan Homes | 3/1 ARM, FHA, rate bought down at a cost of 5.375% of the loan | 4.75% for 3 years | 5.554% | Ryan's financing example at Cobblestone Towns (opening November 2026) through NVR Mortgage: $284,990 price, 3.5% down, 60-day lock. The 4.75% rate costs 5.375% of the loan amount, and the rate can increase after year 3. |